How to enable Paytm Tap to make NFC payments on your Android smartphone

Paytm offers users various ways to make payments, and the fintech recently added support for a tap-to-pay feature to make bank card payments using their Android smartphones. The feature works similarly to Samsung Pay and Google Pay, allowing users to make purchases at point-of-sale (PoS) machines via NFC. Payments can be made without having to carry around debit or credit cards. The feature also works without an internet connection, which can come in handy when a smartphone doesn’t have sufficient network connectivity. iPhone owners won’t be able to use the feature as NFC payments are tied to Apple Pay, which has yet to be rolled out in India.

The NFC-based Tap-to-Pay feature can be used in retail stores, restaurants, grocery stores, and any other location that accepts NFC-enabled card payment machines. Users must add their bank cards to the Paytm app, after which the card will be “tokenized” so that it can be used at payment machines. While using the Tap-to-Pay feature offers the convenience of not carrying around bank cards, another advantage is that the original card details are not shared with a merchant when conducting a transaction.

To make payments with Tap to Pay on your smartphone:

1. Unlock your smartphone and make sure NFC is turned on.
2. Hold your smartphone near the PoS machine, near the contactless payment logo.
3. Do not remove your smartphone until the transaction is complete.
4. For transactions over Rs. 5000, enter your PIN at the POS machine.
5. Check your smartphone screen for a message informing you of a successful transaction.